A mortgage adviser can search the market on your behalf and recommend the best deal for your circumstances. It’s important to see a mortgage adviser at the start of your mortgage journey whether it’s your first mortgage or you’re looking to re-mortgage. Mortgage advisers connected directly to lenders usually only recommend mortgages from that specific lender.

Mortgage brokers, or independent financial advisers, who can look at  a range of mortgages from different lenders. Some might even check the whole market offering you a wider range of products.   It makes sense to choose a broker or adviser providing a ‘whole of market’ service. This means they can choose from the largest number of lenders and mortgages available.

However, even ‘whole of market’ advisers don’t cover everything and there are still some merits of going directly to the lender for your mortgage.   Our consultants will conduct such searches to benefit you.